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Do not make the mistake of thinking you and your home contents are covered by your landlord or home owner. Chances are, they are not. Check your renters contract.
Ask your landlord or home owner what is covered, if anything.
You need to make sure you have coverage. Remember to include bodily injury, vandalism, theft, plumbing or fire damage. Natural disasters such as tornados or wind damage.
Be Aware! Most homeowners insurance policies do not cover flood damage!
Are you at risk? Yes. Anywhere it rains, it can FLOOD. Just because you have never experienced a flood in the past, doesn't mean you won't in the future. Be prepared.
For Flood Damage Information contact the National Flood Insurance Program (NFIP).
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